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Terms of Service

Last updated: March 15, 2026

Operator. This Service is operated by 2026 Personal Growth Insights (“we”, “us”, “our”).

1. Service description

Annual Growth Insights (“the Service”) is a self-reflection and personal growth reference tool. You provide birth date and time; we generate a personality-style summary and yearly growth suggestions. The Service is for entertainment and personal reflection only. It does not provide divination, fortune-telling, or predictions.

2. Acceptance

By using the Service, you agree to these Terms. If you do not agree, do not use the Service.

3. Payment

Unlocking full growth suggestions is a one-time payment. Refunds are only available as set out in our Refund Policy (including a 30-day refund window for non-delivery or access issues). If you did not receive the content after payment, see the Refund Policy for how we will deliver it by email or process a refund.

4. Privacy

Your use of the Service is subject to our Privacy Policy.

5. No warranty

The Service is provided “as is.” We do not guarantee accuracy or suitability for any particular purpose. Content is for reference only.

6. Limitation of liability

To the extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the Service.

7. Contact

For questions about these Terms, contact us at 2361661952@qq.com or via the main site.